Terms of Service
Terms and Guidelines for Our Arbitration Resources
Terms of Service
Last Updated: January 9, 2026
These Terms of Service (“Terms“) constitute a binding agreement between you (“you” or “User“) and BMA Law (“BMA Law,” “we,” “us,” or “our“) governing your access to and use of the BMA Law website located at www.bmalaw.com (the “Site“) and all related tools, calculators, workflows, content, software, products, and services we make available (collectively, the “Services“).
PLEASE READ THESE TERMS CAREFULLY. BY ACCESSING OR USING THE SITE OR SERVICES, CREATING AN ACCOUNT, OR CLICKING “I AGREE” OR SIMILAR, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS, INCLUDING THE MANDATORY BINDING ARBITRATION PROVISION, CLASS ACTION WAIVER, JURY TRIAL WAIVER, LIMITATION OF LIABILITY, AND DAMAGES CAP DESCRIBED BELOW. IF YOU DO NOT AGREE, YOU MUST NOT ACCESS OR USE THE SITE OR SERVICES.
1. Nature of Services; No Legal Advice or Representation
BMA Law provides informational, self-help, and software-based tools relating to business and consumer disputes, including arbitration preparation materials, calculators, templates, workflows, and dispute-resolution information. The Services are designed as an educational and self-help platform only.
- No Legal Advice. The Services, including all documents, templates, examples, AI-generated outputs, and guidance, are for educational and informational purposes only and do not constitute legal advice, legal opinion, or professional legal services.
- No Attorney-Client Relationship. BMA Law is not a law firm and does not provide legal representation. Your use of the Services, including any purchase of digital products or interaction with AI tools, does not create an attorney-client relationship with BMA Law or any contributor, author, or representative.
- Self-Help Only. Any decisions to pursue arbitration, negotiation, settlement, small claims actions, litigation, or other dispute resolution mechanisms are made by you alone and at your sole risk, and you should consult with licensed attorneys in applicable jurisdictions for legal advice specific to your situation.
2. Eligibility; No Minors
You must be at least eighteen (18) years of age and have the legal capacity to enter into a binding contract to access or use the Services. The Services are not intended for and may not be used by minors under 18.
3. Accounts and Registration
To use certain features of the Services, you may be required to create an account. You agree to provide accurate, current, and complete information when creating an Account and to keep such information up to date. You are solely responsible for maintaining the confidentiality of your Account credentials and for all activities that occur under your Account.
4. Acceptance of Terms; Modifications
You accept these Terms by accessing or using the Site or any Services, creating an Account, completing a purchase, or clicking ‘I agree’ or similar on any interface referencing these Terms. We may update these Terms from time to time. Your continued use of the Site or Services after any changes constitutes your acceptance of the revised Terms.
5. Description of Services
The Services may include arbitration and dispute-resolution information, calculators, estimators, templates, workflows, checklists, AI-powered tools that generate text or summaries based on User inputs, and dashboards for organizing dispute-related information. Any AI-generated or automated output is provided ‘as-is’ for informational and educational purposes only.
6. License and Permitted Use
Subject to your compliance with these Terms, BMA Law grants you a limited, revocable, non-exclusive, non-transferable, and non-sublicensable license to access and use the Site and Services for your personal, non-commercial use solely for informational and self-help purposes.
7. User Content
You may upload, enter, or otherwise provide information, documents, or other materials through the Services. You retain ownership of your User Content. You grant BMA Law a non-exclusive, worldwide, royalty-free, sublicensable license to use, host, reproduce, modify, and display User Content as reasonably necessary to operate and improve the Services.
8. Fees, Billing, and Refunds
The Services may include one-time fees, subscriptions, usage-based charges, or other paid offerings. Prices, features, and availability are subject to change without notice. Except as expressly stated otherwise at the time of purchase or as required by applicable law, all fees are non-refundable.
9. Intellectual Property
The Site, Services, and all related content, software, text, graphics, logos, and other materials are owned by or licensed to BMA Law and are protected by intellectual property laws. Except as expressly permitted in these Terms, you have no right, title, or interest in or to the Services or any related intellectual property.
10. DMCA; Copyright Complaints
BMA Law respects intellectual property rights. If you believe that any content on the Site infringes your copyright, you may submit a notice under the Digital Millennium Copyright Act by emailing: dmca@bmalaw.com.
11. Disclaimers
THE SERVICES ARE PROVIDED ON AN ‘AS-IS’ AND ‘AS-AVAILABLE’ BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, BMA LAW MAKES NO WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE SERVICES, INCLUDING ANY WARRANTIES OF ACCURACY, COMPLETENESS, RELIABILITY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR AVAILABILITY.
12. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL BMA LAW OR ITS OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES. THE TOTAL AGGREGATE LIABILITY OF BMA LAW SHALL BE CAPPED AT ZERO U.S. DOLLARS (US $0). YOUR SOLE AND EXCLUSIVE REMEDY IS TO STOP USING THE SERVICES
13. Indemnification
You agree to indemnify, defend, and hold harmless BMA Law and its officers, directors, employees, contractors, and affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of the Site or Services, your violation of these Terms or any applicable law, or your infringement of any third-party rights.
14. Dispute Resolution; Binding Arbitration
PLEASE READ THIS SECTION CAREFULLY. To the fullest extent permitted by law, you and BMA Law agree that any dispute, claim, or controversy arising out of or relating to these Terms, the Site, the Services, or your relationship with BMA Law shall be resolved exclusively by final and binding arbitration, rather than in court.
15. Class Action Waiver
YOU AND BMA LAW AGREE THAT ARBITRATION SHALL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT AS A CLASS ACTION, COLLECTIVE ACTION, OR OTHER REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE THE CLAIMS OF MULTIPLE PERSONS.
16. Waiver of Jury Trial
TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AND BMA LAW EACH WAIVE ANY RIGHT TO A JURY TRIAL IN ANY FORUM.
17. Governing Law; Venue
These Terms and any Dispute shall be governed exclusively by the laws of the State of Nevada, without regard to its conflict-of-law principles, and by applicable federal law, including the Federal Arbitration Act.
18. Termination; Suspension
We may, in our sole discretion and without liability, suspend or terminate your access to the Site or Services, or your Account, at any time and for any reason, including if we believe that you have violated these Terms or any applicable law.
19. Changes to the Services
We reserve the right to modify, suspend, or discontinue any aspect of the Site or Services at any time, with or without notice, and without liability to you.
20. Entire Agreement
These Terms constitute the entire agreement between you and BMA Law regarding the Site and Services and supersede all prior or contemporaneous understandings, agreements, representations, or communications, whether written or oral.
21. Assignment
You may not assign or transfer these Terms or any rights or obligations hereunder without our prior written consent. We may freely assign or transfer these Terms in connection with a merger, acquisition, sale of assets, or by operation of law.
22. Notices and Contact
We may provide notices to you via email, through the Services, or by posting on the Site. Notices to BMA Law should be sent via email to info@bmalaw.com.
23. Acceptance
BY ACCESSING OR USING THE SITE OR SERVICES, CREATING AN ACCOUNT, OR CLICKING ‘I AGREE’ OR SIMILAR, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS, INCLUDING THE MANDATORY ARBITRATION PROVISION, CLASS ACTION WAIVER, JURY TRIAL WAIVER, LIMITATION OF LIABILITY, DAMAGES CAP, AND OTHER PROVISIONS ABOVE.